All Bank Balance Check(com.fundeasy.bankbalancecheck)——接口集成 & 开放金融解决方案

基于 OpenData / OpenBanking 的协议分析、账户余额与对账接口实现 — 兼顾合规与可交付源码。

起步价 $300
服务主题:OpenData · 协议分析 · 对账自动化 · 多银行同步

为您的系统接入“All Bank Balance Check”的账户查询与对账能力

我们通过协议分析、开放数据整合和第三方授权对接,交付可运行的 REST API / SDK,帮助您将移动端的账户查询与交易历史能力安全、合规地接入企业后台。

典型接入项:多银行账户余额查询、迷你账单/卡片流水抓取、对账单导出(CSV/Excel/PDF)、定期同步与变更通知。
数据来源适配:公开 API (Open Banking)、授权 API、以及在符合法律前提下的协议分析与逆向(称为“协议解析”)用于实现必要能力。
交付形式:OpenAPI 规范、认证与授权文档、服务端示例代码(Node/Python/Go)、自动化测试脚本与部署说明。

交付样例与能力清单

我们会交付

  • 接口设计文档(OpenAPI / Swagger)
  • 协议分析报告(授权流程、Token 刷新、会话链路)
  • 可运行后端源码(示例:Node.js / Python)与 Docker 部署脚本
  • 一键化测试脚本(Postman / Pytest)与示例数据
  • 对账自动化脚本(周期抓取、差异检测与通知)
  • 合规建议(本地法律、隐私、数据保留)

接口示例(伪代码)

# 查询用户所有已同步银行账户余额(示例 HTTP)
GET /api/v1/balances?user_id=12345
Authorization: Bearer <SERVICE_TOKEN>
Accept: application/json

Response 200 OK
{
  "status": "OK",
  "user_id": "12345",
  "accounts": [
    {"bank":"ABC Bank","account_id":"GB12...","currency":"GBP","balance":1250.45},
    {"bank":"AllBank","account_id":"XXX","currency":"USD","balance":432.00}
  ],
  "fetched_at":"2025-11-20T08:40:00Z"
}

对账任务示例

周期任务会定时抓取交易明细、按日期/金额/参考号匹配,并生成差异报告与自动通知(Webhook / Email / Slack)。可配置容忍度与人工复核流程。

API 集成说明(技术路线)

  1. 您提供目标 App 包名 (com.fundeasy.bankbalancecheck) 与目标需求(余额查询、对账、导出等)。
  2. 我们评估可用的数据源:公开 OpenAPI、授权接口或 App 协议解析优先级。
  3. 设计认证方案(OAuth2、API Key、JWT 或 HMAC),并提供安全的密钥管理建议。
  4. 实现中间层 API:统一业务接口,屏蔽各银行差异,返回标准化 JSON。
  5. 交付 OpenAPI 文档、示例代码与自动化测试用例,支持 Docker 与 Kubernetes 部署。

示例:快速接入步骤(3 步)

  1. 提交目标 App 名称(已提供)+ 说明要抓取的数据类型与时间窗口。
  2. 签署 NDA / 合规授权(如需)并提供测试账号或授权流程说明。
  3. 我们进行协议分析 → 构建 API → 提交测试样例 → 您验收并部署。

关于我们

我们是一支专注于 App 协议分析与授权 API 集成的专业工作室,核心成员来自金融、支付与移动安全领域。擅长将移动端功能(余额查询、流水、对账)以合规、可维护的 API 形式输出给企业系统。

  • 多年移动应用与支付网关工程经验
  • 熟悉全球主流开放银行与本地化合规要求
  • 支持 Android / iOS 协议分析与 OpenData 集成
  • 交付物含源码、文档、测试计划与部署脚本

联系方式

提交需求、询价或预约技术评估,请访问我们的联系方式页面:

访问联系方式

起步价 $300 — 支持先交付样例再付款(视项目与合规需求调整)。

原始 App 完整介绍(折叠):All Bank Balance Check / com.fundeasy.bankbalancecheck

Check Balance: All bank account balance enquiry app helps you check bank account balance anytime. With this one app you can check balance of all bank accounts. All bank balance enquiry app is 100% free. Missed call banking can be used to check bank account balance. In addition to the internet banking facility, the nearby ATMs can be searched with a click of a button. In case you are wondering where is your nearby branch? there is an option of bank branch search. Bank account balance enquiry app supports multiple languages for the convenience of users. Money Transfer: Using USSD banking you can transfer money to any mobile or make UPI payment. It allows you to send money and receive money. Alternatively, you can use net banking to transfer money using IMPS (Instant Money Transfer), NEFT Missed Call Banking App: Bank balance inquiry and get mini statement from your bank just by giving a missed call. You can also call the customer care number of your bank right from the app for any assistance. This works for both saving bank account and current account. Mobile Banking App: With the help of USSD banking you can send/receive money, check your bank account balance, check your profile details, check previous transactions and more. You can also use it to pay by phone (mobile payment) ATM search and Bank Branch search: Never run out of cash! Using bank account balance checker app you can find bank ATM and bank branches close to your location. This is particularly helpful in finding ATM when you are travelling to a new place. Internet Banking You can access net banking of all your bank account with the help of Bank Balance Check app (Free). You will be able to check balance, view bank statement and aceess other banking services provided by your bank. Customer Care Number Contact the customer care of your bank easily for any banking related enquiries. These can include bank account limit check, questions related to banking services. We try providing toll free number to help you save money. EMI Calculator In addition to money check, the app offers a simple EMI calculator. Using this calculator you can plan your loans and EMIs. If helps you understand how many EMIs will be required to repay a loan. What banks are supported for bank account balance enquiry? Bank Balance Check app supports major public and private sector banks in India like Allahabad, Andhra, Bank of India (BOI), Baroda (BOB) and many more. What is UPI? UPI stands for Unified Payments Interface. It is developed by NCPI as a mode of instant money transfer. BHIM UPI is a revolutionary app to transfer money from mobile via UPI money transfer. This has enabled millions of people go cashless. With the help of What bank services are available through net banking? Most banks allow users to check account balance and generate bank account statement through net banking. You can request for new cheque book. You can file income tax online and pay other tax challans. Applying to personal loans becomes easy with this Bank Balance Check app. All you need to do is to login in the net banking and apply for car loan or any other. You can transfer money to other accounts using NEFT, IMPS. In addition to account balance check banks also offer investment opportunities like fixed deposit and mutual funds. Banking services offered on net banking may vary from bank to bank. Bank balance checker app allows you to access your bank's net banking. Can I check bank holiday with Bank Account Balance app? Yes, you can check bank holidays for all Indian state till 2020. This includes national holidays, festivals & more.