基于 OpenData / OpenBanking 的协议分析、账户余额与对账接口实现 — 兼顾合规与可交付源码。
我们通过协议分析、开放数据整合和第三方授权对接,交付可运行的 REST API / SDK,帮助您将移动端的账户查询与交易历史能力安全、合规地接入企业后台。
# 查询用户所有已同步银行账户余额(示例 HTTP)
GET /api/v1/balances?user_id=12345
Authorization: Bearer <SERVICE_TOKEN>
Accept: application/json
Response 200 OK
{
"status": "OK",
"user_id": "12345",
"accounts": [
{"bank":"ABC Bank","account_id":"GB12...","currency":"GBP","balance":1250.45},
{"bank":"AllBank","account_id":"XXX","currency":"USD","balance":432.00}
],
"fetched_at":"2025-11-20T08:40:00Z"
}
周期任务会定时抓取交易明细、按日期/金额/参考号匹配,并生成差异报告与自动通知(Webhook / Email / Slack)。可配置容忍度与人工复核流程。
我们是一支专注于 App 协议分析与授权 API 集成的专业工作室,核心成员来自金融、支付与移动安全领域。擅长将移动端功能(余额查询、流水、对账)以合规、可维护的 API 形式输出给企业系统。
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